A popular out of court settlement for clients desiring to keep their homes is the loan modification. At CPC Law, we use attorneys to negotiate and process modification applications with our clients’ lenders. We work with lenders and their attorneys to push through modifications that lower monthly payments to a reasonable level and sometimes get reductions of the principal balance due. We have gotten loan modifications by all available means, including government initiative such as HAMP, HARP and internal lender programs. With both short sales and loan modification efforts, persistence is the key. Our attorneys and support team members are relentless in pursuit of our clients’ objectives and we never surrender.